Archive for the ‘Others’ Category


May 25, 2010

Dedicated to Dr.M.I.Subhani

Dr.M.I Subhani is my instructor for the course of Business Economics. He is a multi Talented person and a research expert. After doing my Business economics course from him I thought to share his personality and his style with you all. I hope I didn’t write anything which will insult or disgrace somebody.

Kadh hai un ka chota sa,
Aur sar pat unki chal hai
Dublay say patlay say hain
Par chaltay seena taan kr hain,
Yeh hain hamare subhani sahib
Yeh hain hamare subhani sahib

Dekha jab unko pehali bar
Hain yeh kon , dil main aya khayal
Jab rakha qadam unho nay class main
Tu aya samaj hamay yeh
Acha yeh hain hamare subhani sahab
Yeh hain hamare subhani sahib

Dur gae thay hum pehli bar
Jab class main kya in ka deedar
Kuch aya na samaj kay kya Karen
Kuch bolay hum tu phans gae yar
Par main yeh fakhr say bola yar
Yeh hain hamare subhani sahib

Jab shoro kiya unho nay parhana
Dil main aya, Ab tu hum gae yar
Phr bhe hum nay hausla rakha
Aur laymen or keynessian ko samjha
Agya jb hamay samaj, Laga kiya maidan-e-jang fatha
Yeh hain hamare subhani sahib

Demand Supply Ka bhe kya kehna
Flatter ,unitary bhe wah bhai wah
Substitute ,complement bhe hum nay parha
Physics ,stats bhe economics main parhi
Maths ko bhe hum nay pechay nae chora
Sab kuch aik sans main parhanay wale
Yeh hain hamare Subhani Sahab

Jab aye midterm kareeb hamaray
Dur tha hamare dil mein yeh
Kay kya hoga hamara ab
Kya ayega paper main ab
Kr bhe paengay hum woh paper
Jo hoga baht he zaeda conceptual
Yeh hain hamare subhani sahab

Aya paper jab midterm ka
Khauf kay maray paper na hua
Paper krkay jab baahr niklay
Sab kay latkay chehray dekhay
Magar Karam hai Subhani sahib ka
Jinho nay hamay achay number dye
Yeh hain hamaray subhani sahab

Baat follow krtay krtay
Hum na thakay Yun Parhtay parhtay
Class ko sath ley kr chalna
Yeh tha in ka bara karnama
Akhir kar sab nay mana
Yeh hain hamare subhani sahib

IC, Monopoly sirf samajh main aya
Jab Larka larki ki kahani banai
Hain tu akhir hum bhe larkay
Pata hai yeh ustaad ko bhe
Kaise hain yeh subhani sahib
Yeh hain hamare Subhani sahib

Inho nay hamay danta Baap ki tarhan
Marnay main bhe apna farz nibhaya,
Zaleel tu main bhe hua in say bahut
Magar seekha bhe mainay in say baht
Krta hun in ki izzat
Yeh hain hamare subhani sahib

Ab yaron waqt aya final ka, hai yeh hamara asal imtihan
hongay pass ya fail hum, tha yeh dur sab ko he
Sab masroof thay fair register bananay main
Chupatay thay apnay dur ko sab
Subhani sahib ilm rakhtay thay is khauf ka
Yeh hain hamary subhani sahib

Akhir paper aya final ka, Dhai ghantay thay jiskay lye kum
Thay bus woh 8 mcq’s , Magar us main chupi the poori dastan
Hogya mushkil paper krna , Magar akhir main kr he lya
Bahar nikal kr pata yeh chala, kuch he hua hai hum say sahe
Dastan-e-Economics khatam hoe, aur result ka intizar shoro hua
Yehhain hamare subhani sahib

Result say aik rat pehlay, aye na neend hamay
Socha humnay yeh , hoga kya economics main
Jab result khola tu economics Clear tha
Isse khuda per yaqeen pukhta hua
Krdi khuda nay hamari madad
Mera abhe bhe yehe kehna
Yeh hain hamare subhani sahab

Sab hai yeh bolay, Sir hain esay , Sir hain waise
Main unsay yehe bola, Sir hain bhat he conceptual,
Views clear hain tu economics kadmon main hain
Warna tu economics kay kadmon main hai
Nauman abhe bhe yehe kahaiga
Yeh hain Hamare subhani sahib.

I will appreciate if u leave your valubale comments


Interview with Riaz Rafi

April 30, 2010

During my internship in CNBC PAKISTAN for 3.5 months I got an opportunity to have chit chat with interesting personnel. Once I also got an opportunity to meet with the painter during my assignment on Art and Culture. And unfortunately the first ever interview conducted by me was with the person whom I can’t forget ever. His name is Riaz Rafi.

I met Riaz Rafi with a refrence of the senior anchor working in CNBC PAKISTAN. At the noon of Saturday me along with my producer and the cameraman reached at the streets of defence which is known as the famous 26th street in Karachi. There we had been told to stop by a mechanic at the end of the road and ask where Riaz Rafi use to live. We did the same. The mechanic pointed out at the door and said here he lives.

I would not be wrong if I say that his house gives a look at its under construction specially the condition of the entrance door of his house backed my reservations. But what I realize after sometime that this door is the place where beauty starts . It was a door of a hard rock having carved work on it. When we entered the home we saw different sculptures and beautiful art work waiting for us on the stairs of Riaz Rafi home.

Finally we entered into his lounge after passing through a great art work. The things that can most easily be identified in his lounge are the bottles of branded Champaign . Though we look innocent from our faces so he didn’t try to offer us that drink and bring a large bottle of water with three empty glasses and offered us . We all look at each other and smiled. That smile convey the message to each other.

While the camera man was setting up the camera my producer start having some talk with Riaz Rafi about her paintings and art work. I also did some research about Riaz rafi before meeting him so it was a great chance for me to throw that research in front of Riaz Rafi so that leaves a good impression on him with respect to me before the interview starts and he knows that I know a lot about his art work.

During the chat before an interview he narrated his life story. The most interesting thing that I came to know about Riaz Rafi was regarding his relation with the medical profession when he first stepped into the higher education. He admitted as the student of medical in his higher education and left this profession when he was in his 3rd year. He left his studies due to his interest in art work. His family felt their disgrace at that time and Riaz Rafi have to leave his home. Riaz Rafi did not lose hope and start working hard with full pace.

He use to do his art work on the foothpaths and on the streets. Then he went to one of the famous painter (I do not remember the name of that painter at the moment) who at that time owns a art gallery and a painting library too. Riaz Rafi start assisting him into his work. Though Riaz Rafi have the passion for art but to reached on to some position he also did filing work for the library of that renowned painter. He also made invoices and also fills in the cheques on behalf of the art gallery owner. He did this so he can easily be in touch with the famous painters of that time.

Riaz Rafi wants his art work to be displayed into the art gallery where he is working , but according to the owner of the art gallery “ if he put Riaz Rafi work into his art gallery than people will say that The Owner is trying to promote his assistant”. So he refused Riaz Rafi proposal of displaying his work on this basis. The person too whom Riaz Rafi use to assist believes that his art work is of some good level therefore, he advised him to display his art work into some other art gallery.

This was the start where Riaz Rafi name starts shining. His painting starts selling out and soon he became the renowned artist around the globe. Now he is not only the painter but also the art collector and have great piece of collection of different artists into his home.

I still remember he narrated that his first painting had been sold out in 800 Rs back around 25 years.

Too be continued


January 7, 2010

The Internet giant billed the touch-screen device, the culmination of collaboration with Taiwanese electronics titan HTC, a “superphone” that marked the next step in the evolution of its Android software.

“I think you will see it pushes the limits of what’s possible on a smart phone,” HTC chief executive Peter Chou said as the smartphone debuted at Google headquarters in Mountain View, California.

“It is very thin and feels good in your hand.”

Nexus One handsets are no thicker than pencils and no heavier than keychain Swiss Army knives, Google engineer Erick Tseng said while demonstrating one of the smartphones.

“It is a great marriage of form and function,” Tseng said.

Nexus One smartphones are built on the same Android 2.1 software that runs Droid smartphones that recently hit the market with innovations like 3D graphics, according to Tseng.

The handsets feature new speech command capabilities that allow users to speak emails, text messages or Internet search queries.

Nexus One devices can provide turn-by-turn spoken driving directions from a Google mapping program.

Google launched its own online store at where the Nexus One will be sold.

“This is really a Google phone,” said Interpret analyst Michael Gartenberg.

“A lot of the Android phones that came to market are kind of lackluster. One of the ways to avoid mediocrity is to kick things up a couple of notches yourself.”

Nexus One smartphones will be sold at the Google-hosted Web store for 529 dollars “unlocked,” without ties to a telecom carrier.

Nexus One handsets will be offered starting at 179 dollars if paired with T-Mobile service contracts in the United States.

Google has made “strategic partnerships” with telecom firm Verizon in the United States and Vodafone in Europe.

Nexus One devices linked to service from Verizon in the US and Vodafone in Europe should be available by mid-year, according to Google.

Google said it will ship Nexus One devices to buyers in Singapore, Hong Kong, Britain and the United States.

The smartphones are designed to work with a variety of telecom carrier networks.

“You can take out your SIM card from any provider and put it in the phone,” said Google vice president of product management Mario Queiroz.

The Internet search and advertising giant has a foothold in the market with its Android mobile operating system, featured in more than 20 phones since starting with T-Mobile’s G1 in October 2008.

“Google made it very clear that all Android devices are created equal, but some devices are created more equally than others,” Gartenberg said.

“They’ve raised the bar for their partners and they’ve tried to raise the bar for the ecosystem. They’ve clearly shown how they want to be a player.”

Analysts have expressed concern that Google’s move could irk partners backing handsets based on the Internet firm’s open-source Android software.

“I don’t see it as a threat,” said Sanjay Jha, chief of mobile devices at handset titan Motorola, which recently brought to market a Droid smartphone based on Android software.

“I think the Nexus One is a good phone. I think we will upgrade Droid to the software available on Nexus One.”

Chou and Jha said they support Google’s new phone and Web store as a “healthy” expansion of the mobile phone ecosystem.

Google executives sidestepped questions about whether the Nexus One is intended as an “iPhone killer,” but acknowledged it should prove a powerful competitor.

Like iPhones, Nexus One devices feature “accelerometer” capabilities allowing images or games on handsets to be controlled with twists or turns.

“The message isn’t to the iPhone specifically, it is to consumers,” said Google vice president of engineering Andy Rubin. “Choice is a good thing.”

Google has an online Android Marketplace stocked with about 20,000 functional or hip applications for smartphones running the software.

With a far greater stockpile of applications, Apple’s online App Store is considered among the reasons iPhones have become globally coveted devices.

Apple meanwhile announced that more than three billion mini-applications for iPhone and iPod Touch devices have been downloaded from the App Store in less than 18 months.

“We see no signs of the competition catching up any time soon,” Apple chief executive Steve Jobs said in a statement.


Kerry Lugar bill

November 23, 2009

Do we really need money? It is the question of a common man. After having the opinion of several people the result is in negative for the above stated question and many people stated that there is no use for $ 1.5 bln every year. Then why to go for Kerry Lugar bill? The bill which is under process since 3 years when John kerry was in govt of the George W Bush is now about to be signed by the new presidency of the United states.
 The bill contains many aspects which are against the soviegnty and dignity of our country, though , it is stated by the high officials of the Pakistani govt that the bill wont be accepted if it is against the soveignty of our country. Will it really be happen? Our finance minister stated that “ if the kerry lugar bill is rejected we have to go to IMF again for another aid”. But the thing to remember is that IMF wont give us any aid ,they will give us loan on interest which will also be the burden on our shattered economy. This might be a threat so that people might stop the protest against the K-L bill.

Mian Mansha stated that “If the govt. asked me  I can bring $ 2 bln every year as an investment in the country -Sources” then why not the govt is asking from Mian Mansha to bring investment instead of going through the bill.

The main cons of the bill are relating

a)      to the access to the armed forces and

b)      to the nuclear power sector.

Are our army and nuclear power so cheap that we are giving these sectors on RENT  to the foreigners in just $1.5bln every year which is approx $125mln per month. The very intresting thing to be noticed in this bill that the promotion of armed forces will also rest in the hands of US govt.  

The bill also include the sections relating

a)      war against terrorism

but we are already the alleged of Americans in the war against terrorism and we are already getting a handsome amount for this war.

Media only focusing on the negative aspects of Kerry Lugar bill and not focusing on the positive aspects of the bill. The positive aspects can only be covered if there are any positive thing for our country. The only benefit Pakistan is getting from accepting this bill is money that they will get as a rent of their important national assets. If we get an amount of $ 1.5 bln every year which is around 120 bln PKR.

The break-up off this aid will be

1)      60 bln PKR will be used as administrative expense and

2)      the rest 60bln PKR will be injected in certain sectors.

If we convert it into monthly then it can clearly be seen that the country can only increase their revenue by 5 bln PKR per month.

A suggestion from a common man came for increasing the revenue by 5 bln pkr per month is that if we increase only 3.5 rupees on every recharge of RS.100 on our cell fones we can easily achieve target of the desired revenue. In my opinion, if we go to the privatization process of the educational institution we can get 550 bln PKR which is approx $4.75 bln* and it is equivalent to the aid of almost 3 years that we get from K-L bill . This is not enough but we can also raise the tax by Rs.50-60 bln every year in form of tax from those privatized institute.

The another option we can avail is to get aid from China as they are ready to invest a huge amount every year as an investment in our country. But the conflict that will arise by this step is that we already have lot of interference of US in our country so China and US both wont be agree to be together and help Pakistan. The thing that must be noted here that we cant leave US because it is the present super power off the world and we have to face many restriction on our foreign policy if we mess up with US.

From my view point the only useful thing we can do from this money is to repay our IMF loan because sooner or later we have to pay the amount to IMF or we can make agreement in K-L bill that all the conditions are accepted and they use their money to repay our IMF loan. It might be a better option. It is also been said that the bill might be accepted with certain amendments but whatever the amendments be made it will for sure be in favour of US because they are providing us with their money.. Mr.John Kerry in the press conference  on 13th oct 2009 clearly stated that “there will be no amendments in the bill”  

There are only three options through which the bill can be rejected:

1)      Mr.Barack obama himself refuse to sign and send it back to the house of representatives.

2)      The house of representative rejects the bill

3)      A new bill

But the question is Can Pakistan govt. reject this bill. Because if they Rejected the bill they have to face certain consequences . Some of the intresting and most important consequences are

·The cancellation of this bill can affect our resources.

·Pakistan will have to go to IMF for more assistance.

·Pakistan likely to face a budget deficit of $800 million, if bill not approved

·Affect the negotiations for market access to the EU and US markets                            (Both are major trading partners and nearly 70% of our trade is with these two players.)

·Bilateral and multilateral assistance would be hampered

·(US is the major shareholder in all these multi-donor agencies), The assistance    policies of the multilateral-donors are largely influenced by the US.

·Pakistan’s ongoing economic diplomacy efforts, if further negative political, media & public stance on the Kerry-Lugar continue

And Pakistan cannot afford to have certain restriction at this stage. So can we say that we are bound to accept the bill with its unfair conditions? 

All in all the Pakistan govt. is planning to sign the tenancy agreement (rental agreement) with US govt to access their armed forces and nuclear power.


Research Department



Mian Mansha Statement—CNBC on the live show on Wednesday 7th oct 2009.

* Privitization commission report 2006-2009 (20% devaluation in money is added in the figures)